Tata Capital Limited’s Initial Public Offering (IPO) is set to open on October 6, 2025. A notable detail is that 98% of its loan book consists of loans under Rs 1 crore. This indicates a focus on retail lending and smaller loan amounts. For investors considering the IPO, this presents a diversified approach to lending, potentially mitigating risk associated with large corporate loans. The company’s performance will be closely watched by those in the financial services and banking sectors.